See if you qualify for a Tempur-Pedic Credit Card issued by Wells Fargo

0% APR for 36 Months^{1Additional information about Terms and Conditions}

Financial TermsAdditional information about Terms and Conditions

No annual fee^{1Additional information about Terms and Conditions}
Quick and secure online application
Apply now, or in checkout
For use on TempurPedic.com & Tempurpedicsale.com, by phone with a sleep expert, or in a Tempur-Pedic flagship store.
The Tempur-Pedic Credit Card cannot be used for purchases at any other merchants

Minimum Financed	Get 0% APR for...	Monthly Payment
$1000	12 months¹Additional information about Terms and Conditions	$83.34/mo²Additional information about Terms and Conditions
$1500	24 months¹Additional information about Terms and Conditions	$62.50/mo²Additional information about Terms and Conditions
$2000	36 months¹Additional information about Terms and Conditions	$55.56/mo²Additional information about Terms and Conditions
Mattress + Power Base*	48 months³	varies based on total of purchase
$8000	60 months¹Additional information about Terms and Conditions	$133.34/mo²Additional information about Terms and Conditions

*To qualify for the 0% APR for 48 months³ special financing offer, just add your mattress and qualifying power base (TEMPUR-Ergo or TEMPUR-Ergo Extend) to your cart and apply for financing. 48 month 0% APR financing³ will automatically display as an option at checkout.

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(888) 811-5053

Need help with your existing Wells Fargo Account?

Access your AccountContact Wells Fargo Bank, N.A. at 877-805-7744 or sign on at wellsfargo.com/cardholders to manage your account.Access your Account

See if you're pre-qualified

without affecting your credit score.

or Apply Now

What is the benefit of opening this account?

Our special financing offers are only available to consumers who have an approved Tempur Pedic credit card account. Apply now and receive a response within 45 seconds.

Is there an annual fee for the Tempur Pedic Credit Card?

No, there is no annual fee.

What is the difference between the pre-qualification process and the application process?

For a pre-qualification, Wells Fargo will conduct a soft pull on your credit using limited information provided by you to see if you have a prequalified offer available and how much you may qualify for, without impacting your credit score. In contrast, Wells Fargo will conduct a hard pull on your credit if you fill out an application and you will be required to provide more information such as your income and housing status. If approved, this line of credit is available for use immediately to place an order.

Can I apply directly without going through the pre-qualification process?

Yes, you can apply directly without first going through the pre-qualification process.

If I apply and am approved, am I guaranteed the same credit limit I was pre-qualified for?

No, you are not guaranteed to be approved for the same credit limit. Pre-qualification lets you know roughly how much you might be able to borrow, using basic credit information, without impacting your credit score. Once you submit a full credit application, Wells Fargo will use additional financial information provided in your application and pull your credit report to make a credit decision. If approved, you will be given your credit limit which can be used immediately to place an order.

I didn't get pre-qualified. Should I still apply for financing?

Pre-qualification uses limited information to pre-qualify you for credit. We still encourage you to apply, even if a pre-qualified offer was not found.

I was pre-qualified for an amount lower than I need. Should I still apply for financing?

You may be approved for a different amount than you were pre-qualified for, based on additional information provided during the application. Plus, if you receive a credit limit less than your order total, you can call us at 888-824-2037 and discuss your options.

Can I place an order if I am pre-qualified?

No, being pre-qualified does not result in a line of credit being opened. It lets you know roughly how much you might be able to borrow, using basic credit information, without impacting your credit score. To place an order using a line of credit, you must first apply and be approved for a Tempur-Pedic credit card.

I want to do a joint application. Is a pre-qualification available for joint applicants?

No, either of you can get pre-qualified on your own, but you would need to go to apply directly if you wanted to submit a joint credit application.

I didn’t print or save my account information. How can I find it?

You can call Wells Fargo at 877-805-7744 and retrieve your credit card number, or you can wait for you card to arrive in 7-10 days.

1 The Tempur-Pedic credit card is issued by Wells Fargo Bank, N.A. Special terms for 12 months apply to qualifying purchase of $1,000 or more charged with approved credit. Special terms for 24 months apply to qualifying purchase of $1,500 or more charged with approved credit. Special terms for 36 months apply to qualifying purchase of $2,000 or more charged with approved credit. Special terms for 60 months apply to qualifying purchase of $8,000 or more charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. The information is accurate as of 01/01/2022 and is subject to change. For current information, call us at 1-800-431-5921 Offer expires 12/31/2022.

2 Monthly payment is based on purchase price alone excluding taxes and shipping. Credit purchases subject to credit approval. Other transactions may affect the monthly payment.

3 The Tempur-Pedic credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying mattress and Tempur-Ergo adjustable base purchases. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/01/2020 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 12/31/2022.